I hate banks, financial institutions, and at the moment, my co-workers.

We have re-negotiated the mortgage so that I might go to school. This was all being transferred to Investors Group from Canada Trust, in the interest of saving, well.. Interest.

All was going well until this morning when we went to the lawyer’s office to sign the final paper work. The intrepid haggis spotted a mistake. A rather large $$$$ mistake. We had renegotiated the mortgage to pay for my school plus a little extra just in case the house decides to need a spectacular repair or the car finally gives up the ghost.

Sounds sane right?

Well we thought so too, but apparently our mortgage broker neglected to add the “little extra”. We called him and discovered that the “Little Extra” was going to cost us more in interest than we were already paying at TD.

HUH?

“Well why would we leave TD in the first place then?” We asked Mortgage dude.

“We discussed this already, You agreed to it.” Says Mortgage Dude.

“Bull shit” We told Mortgage Dude.

Since we were in the Lawyers office any way we asked them in we could pull out at this point. We have not signed anything, so, yes we can pull out.

We are going to have a meeting with TD in a few hours and hopefully fix all of this and Investors Group can go fuck them selves. I am utterly amazed that this guy would try so blatantly to pull the wool over our eyes like that. “Ugh yeah, you agreed to this utterly outrageous rate of interest. Mmm.humm.”

That utterly outrageous rate of interest was never discussed and the financial product (rotating credit line) was specifically declined.

So in the scrambling I had to phone my work about two hours before my shift and beg off. When we found someone to replace my shift I got a call from the shift supervisor saying “could you please inform us at least 3 hours in advance about shift changes”

Hello?

THIS WAS AN EMERGENCY.

Emergencies are (generally) not planned. “Oh could I have next Friday off, I’m going to be in a car crash…”

ARRRRRRGGGGGGGHH!!!